Sightings
Food Safety Liability Insurance
Real inspection data at quote time. No FOIA. No waiting.
Stop underwriting restaurant liability on revenue and cuisine type alone.
When a restaurant submits for food safety liability coverage, you're pricing risk you can't actually see. Inspection frequency, recent critical violations, closure history, 311 pest complaints nearby â that data exists in public records. It's just scattered across hundreds of city health department portals. We aggregate it and deliver it as a structured API response so your underwriters get the actual risk signal at quote time.
The problem today
Sound familiar?
You're writing blind
Revenue, cuisine type, and years in business predict risk loosely. Actual inspection outcomes predict it directly. But pulling that data manually takes days per account.
Manual lookups don't scale
Your underwriters can research a few accounts per day by hand. At 50 quotes a week, something gets skipped. The ones that get skipped become the claims you remember.
Jurisdictions don't talk to each other
A chain restaurant with locations in 4 cities has 4 separate inspection records in 4 different systems. Getting a complete picture before binding is practically impossible.
Inspection intelligence at quote time
API-based risk data delivery for individual restaurant accounts â pull inspection scores, violation counts, and closure history in real time, directly into your underwriting workflow.
Pricing
Transparent pricing. No hidden fees. Cancel anytime.
API Starter
Pay-per-query, no minimums
- âFull inspection history per account
- âViolation severity and trend scoring
- âClosure event history
- â311 pest data included
- âJSON API response
- âNo seat fees or monthly minimums
- âInstant access, self-serve
Volume Bundle
1,000+ lookups/month
- âEverything in API Starter
- âVolume discount at 1,000+ queries
- âBatch submission endpoint (up to 500/call)
- âMulti-location chain queries
- âSLA with uptime guarantee
- âDedicated data quality support
Enterprise Feed
Bulk data license for models
- âFull historical dataset via SFTP
- âMonthly refresh included
- âAll 30+ covered jurisdictions
- âCustom field mapping
- âRaw + normalized output
- âActuarial model support
- âMulti-year contract discount
âWe started running inspection lookups on every inbound food safety quote. It flagged five high-risk accounts in the first month that our underwriters would have bound without the signal.â
Get your first 50 lookups free
Plug the API into your quote workflow, run it on your current pipeline, and measure how often it changes your risk picture. No contract required to start.